Jeff Fink has more than 20 years of experience in Residential Lending and takes great pride in making sure his clients have a positive experience throughout the loan approval process. Jeff works with individuals and families to bring simplicity and value to home loans.
JEFF FINK
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This is the most common type of home loan, and fixed-rate and adjustable-rate loans can be financed for 10 to 30 years. The longer the terms, the lower the monthly payment.
Jumbo Loans
These are for purchases that exceed the loan limits set by government-sponsored mortgage agencies and are usually for luxury property. Down payment requirements are larger.
Construction Loans
If you’re interested in renovating, remodeling or custom-building your home, construction loans are available for this specific purpose.
Bridge Loans
Homeowners who need to move but have yet to sell their current home can use a bridge loan to buy a new property while the other is on the market.
First Time Home Buyer
First-time home buyers are entitled to tax credits and benefits under federal laws that make it easier to acquire a new home. Let’s discuss your eligibility.
FHA Loans
FHA loans are an option for borrowers with low credit scores to get the financing needed to purchase a property. Down payment requirements are lower as well.
VA Loans
VA loans are available to eligible US veterans and their spouses and require little to no down payment. Interest rates are lower, and closing costs are minimal.
Second Mortgages
This is an additional loan on a property some owners take to make renovations or a down payment. Terms are shorter, and rates are usually higher.
Jeff was patient and very knowledgeable. The whole team was promptly responsive - it felt like my loan was the only one they were working on. I will definitely recommend, and already have recommended, Jeff and his team for mortgage refinancing!